Are You an Underearner? Part 1

Written by Barbara Huson

Ever wonder if you’re underearning?

All underearners share one common trait: A high tolerance for low pay. But that description can be deceptive.

“Low pay” is a relative term. You can make six figures and still be an underearner. Conversely, you can earn far less and not be.

My definition of an underearner—someone who makes less than she needs or desires despite her efforts to do otherwise.

Underearning is not the same as VOLUNTARY SIMPLICITY—a conscious choice to live on less in order to create a simpler, saner life; or A MINDFUL LOW EARNER, someone who does work that feeds her soul and still makes enough to meet her needs.

Underearning is never a conscious choice. It never leads to a saner, more satisfying life. It is always a CONDITION OF DEPRIVATION, not just of money, but of time, joy, freedom, choices and self-esteem.

Do you see yourself in any of the descriptions above? Share in the comments below and be sure to watch for next week’s blog where I’ll share some specific traits of underearners.

The Lesson at the Liquor Store

Written by Barbara Huson

So, I’m standing in line at the liquor store, holding 2 bottles of a Chardonnay on sale for $3.99. (Who can refuse a bargain like that?)

An elderly woman is paying the clerk. Behind her, in front of me, a scruffy guy with a bottle of Jack Daniels fumbles with the Lottery machine.

“Maybe I’ll win,” he says to no one in particular.

I say, remembering an article I read, “Did you hear about the couple who won a $20 million lottery and gave it all away because they didn’t want it?”

The elderly woman whips her head up and says: “I’d give it away too. What would I do with $20 million?”

And the scruffy guy agrees: “So would I. Hell, I’d probably just spend it all on booze anyway.”

Refusing the temptation to ask him why, then, he was buying a lottery ticket, I declared: “Not me. I’d give some of it away, but there’s a lot I could do with that money.”

You’d think I told them I was about to shoot the Pope. There was a collective gasp, a look of shock, and for a split second, I actually felt ashamed of wanting millions.

And then I realized—People are about as rich as they want to be. For many, wealth is more a burden than a blessing.

But the real epiphany came when I turned to the woman behind me, and asked what she’d do.

“My first thought,” she said, “was I’d have enough money to paint my house.” Then she chuckled. “It just occurred to me how small I was thinking. I mean, I could buy a bigger house with that money. Maybe I need to start thinking bigger.”

Maybe we all need to start thinking bigger! So, in the spirit of thinking bigger, ask yourself: What would I do if I won a $20 million lottery?

Want bonus points? Answer this: What steps can I start taking now to bring those dreams to life…even if I never win a lottery???

I’m betting you, my readers, will have a different reaction than the liquor store patrons. Am I right? Let me know in the comments below.

Take action to bring your dreams to life. My virtual community, The Wealth Connection, is the place to find the support you need. Join Today!

The Empress’s New Clothes

Written by Barbara Huson

You probably know the tale of The Emperor’s New Clothes right?

An Emperor orders a suit of clothes that are invisible to anyone who is incompetent or stupid. The emperor can’t see the clothes, but is so afraid of being judged incompetent or stupid that he pretends to be delighted with the garments and “wears” them in a parade through town. All the onlookers pretend to see them too, until a child yells out, “He hasn’t got any clothes on!”

There’s a modern version of that tale that every woman (and man) should know.

An aging woman, dressed in rags, ambles through crowded streets, feeling invisible, like a second class citizen.

Suddenly, she hears a ruckus from where she just came. Glancing over her shoulder, she sees a little girl, pointing to her in amazement.

“That’s the Empress!” the little girl squeals repeatedly to her mother.

The mother starts to scold the girl until she realizes her daughter is telling the truth. She passed by this disheveled woman many times, but never before recognized her magnificence. A crowd gathers, whispering beneath their breath, staring at the Empress with awe and admiration.

At that moment, the woman in rags realizes she’s not a second class citizen, but a powerful woman who’s been brainwashed since birth to believe she’s inferior. Until this moment, she had been oblivious to that fact.

That’s when the Empress recognized a deeper truth. That little girl didn’t just free the Empress, but all women from the paralyzing premise of female inferiority.

The two versions represent the basic differences between men and women: For the most part, men walk through life, assuming they’re competent, everyone knows it and they feel entitled. Women assume they’re less than, everyone sees it, and we feel unworthy. While men fearlessly assert their power, we fearfully project it onto others (often men).

Here’s what we can learn from this all too-true fairy tale:

When women finally own their power and magnificence, both women and men will be liberated to be their authentic selves.

Where do you give your power away? Leave me a comment below.

If you’ve made a decision to build your Wealth in 2020, I’m here to tell you it’s easier with support. Get the support you need to stay on the Wealth-Building path in my virtual community—The Wealth Connection. Learn More.

Is Money a Pressing Priority?

Written by Barbara Huson

You say you want to make more money, right?

But understand this. Nothing will happen until you consciously decide to make financial success a pressing priority.

A decision is not the same as a goal. A goal denotes the desired destination. A decision implies the determination to reach it.

Here’s the beauty of a committed decision. You don’t need to have a plan all figured out. All you have to do is decide what you want and do what comes next.

Decisions are like magnets. They attract opportunities.

But be warned: those opportunities always lie outside your comfort zone.

You’ll come to a point where you must decide what you’re really committed to: increasing your income or staying where it’s safe.

You can’t have both. Have you done anything recently that’s outside your comfort zone? Leave me a comment below.

Ready to Rewire for Wealth?

Written by Barbara Huson

Is this the year you become a wealthy woman? Or an even wealthier one? It’s really quite simple.

Every time money comes in, put a portion into savings on a regular basis. How much? Ten percent is ideal, but less is absolutely fine. Sadly, few people do this.

For many, setting aside savings is akin to self-imposed poverty, as expressed in a recent email I received. “How can I SAVE money to create wealth (which means cutting back spending) and still have a feeling of ABUNDANCE (which means the desire to SPEND) and not a mentality of LACK?”

In her mind, spending provided the pleasurable pretense of prosperity while savings felt like self-denial. But a brain wired for wealth views it quite differently.

Saving means you’re giving the money to YOU (not Visa or Starbucks) so that ultimately you can purchase whatever you please without pressure or worry. The difference between the two mindsets is not deprivation but delayed gratification.

The ability to delay gratification is a sign of maturity and the quickest way to accumulate more than enough, which is the true definition of wealth.

The best part. Saving is so easy when you set up automatic deposits. You don’t miss what you don’t see.

And, with little effort, you set the rewire process in motion. As you watch your savings grow, the reward centers of your brain light up and your inclination to save more increases by the day.

How do you feel about savings—self-denial or the way to wealth? Share below.

Give yourself the Gift of Wealth in 2020! Join my virtual community, The Wealth Connection and Become a Savvy & Confident Investor! Learn More!

A Spiritual Approach to…Affluence?

Written by Barbara Huson

Deepak Chopra once said, “We need a more spiritual approach to success and to affluence.”

I couldn’t agree more. I’m convinced that the moment you inject faith into finances, the instant you invite the Divine into your relationship with the ‘almighty dollar,’ your experience with money grows deeper, richer, more meaningful, and the results are truly profound.

A few years ago I even coined a word to better describe this: Metafiscal—that which blends financial know-how with metaphysical principles; a melding of the sacred and the mundane in regards to money.

You don’t have to be religious to be Metafiscal. I’m certainly not. But when you develop a deep sense of trust in the inexplicable forces of the Universe, everything changes.

Financial success becomes far more than a practical process. It turns into a transformational journey, a personal healing, a sacred initiation into your power, enabling to you to become all you’re meant to be and do what you’re put on this planet to do.

How do you think melding the sacred and the mundane in regards to money might serve you in this new year and new decade?

Give yourself the Gift of Wealth in 2020! Join my virtual community, The Wealth Connection and Become a Savvy & Confident Investor! Learn More!

A Radical New Way of Making New Year’s Resolutions

Written by Barbara Huson

Can it be? We’re only two weeks away from beginning a new year. I’ll be spending time with my family and I’m offering this last “from the archives” blog for you to consider as you celebrate whatever traditions you celebrate and get ready to jump into 2020.

I used to do it every year. Then I stopped. Last weekend, however, I was drawn to make New Year’s resolutions.

It felt really good to list them: Write another book. Create a home study course. Visit my kids more frequently. Get away with my hubby. Yoga class at least 3 times a week.

But when I reviewed the list, I was surprised by my reaction. Instead of being pumped up, I felt uninspired. Huh? These were things I deeply desire, achievements that would surely feed my soul. Why wasn’t I excited?

I remembered a line from A Course in Miracles: “Seek not outside yourself…for you will surely fail.” In other words, I’ll never find what I really want if I keep looking for it ‘out there’ or stipulating where to find it.

Then I have a flash back. New Year’s Eve, 1995. At the top of my list: Finish my first book. Not because I enjoy the writing. But as a published author, I’ll finally feel important. Two years pass. I walk by a bookstore, see my book in the window, and wait to feel important. The feeling never came.

Looking back at that memory, I realize that what I’m wanting isn’t actually a tangible goal. It’s how I want to feel once I attain it.

I make a brand new list: To savor the gratification and joy writing gives me. To relish in the pleasure of working with my team in the creation of something new. To spend more time immersed in the love of my family. And to feel connected to my soul, healthy in my body and experience extended periods of inner peace.

Reading these now, I feel energized, excited for whatever unexpected events or unimagined opportunities the universe may bring.

What if you did the same? Rewrite your resolutions, listing the feelings you wish to experience without insisting you know how to find them, Share your thoughts below.

Wishing you all a wonderful holiday and a healthy, happy, prosperous new year. I’ll be back in ~~2019~~ 2020!

Give yourself the Gift of Wealth in 2020! Join my virtual community, The Wealth Connection and Become a Savvy & Confident Investor! Learn More!

Why You Probably Suck at Receiving

Written by Barbara Huson

In this season of giving, it’s worth stopping and giving some thought to how you receive. Here’s another blog from the archives to think about.

Consider this. There’s a direct correlation between your ability to receive and your level of financial success.

The problem, however—most of us suck at receiving.

Think about it. How often do you gloss over praise, deflect admiration, deny an achievement or respond with self-criticism?

Receiving is to your Soul what eating is to your body—a source of strength, nourishment, and growth. When you fail to receive, you’re literally starving your Soul.

But here’s where it gets tricky. Many gifts come camouflaged and are easily overlooked. To receive fully you must suspend judgment. Nothing that happens is ‘good’ or ‘bad, ’right’ or ‘wrong,’ ‘negative’ or ‘positive.’

Everything, absolutely everything, no matter how it feels, is a gift, a message, a lesson, a form of divine communication.

This, of course, is counterintuitive. It’s easy to receive a compliment from a friend, but a reprimand from your boss? That too can be a gift when you mine it for its deeper meaning.

To quote a Zen saying, the obstacle is the path. “So that like oxygen to a fire,” writes author Robert Greene, “obstacles and adversity become fuel for your potential.”

To receive fully means this: Every frustration, disappointment or even failure is, in truth, a source of guidance, support, and strength building…a gift, that if fully received, will increase your success exponentially.

I’d love to hear your experiences of how past disappointments turned out to be gifts in disguise. Share your story in the comments below.

Give yourself the gift of community this holiday season. Join my virtual community The Wealth Connection. It’s the place for women to come together to become Savvy and Confident Investors and find support every step of the way!

Learn More!

Consciousness Raising While Holiday Shopping

Written by Barbara Huson

Here’s another post I’m re-visiting from 2018…Enjoy!

Tis the season to be spending. But splurging on presents is like bingeing at the buffet. Fun at first, but afterwards, you feel awful!

Let me suggest a simple tip to control holiday spending (while raising your consciousness), without turning into a tightwad: Track your spending.

Every time you buy anything—a holiday gift or a cup of coffee—jot down the item and the amount…at the time of purchase.Otherwise, receipts pile up and it feels overwhelming.

Believe me, tracking is not just for those with limited means. Tracking is a powerful consciousness raising and potentially life changing tool. It reveals a lot more than where you can shave and save.

For one thing, the numbers tell a story about your life. For example, when you look at where you aren’t spending—say vacations, doctor visits or new underwear—do you see where you may be depriving yourself?

When you look at where you are spending,do your purchases reflect your values, what’s really important to you? Or are you trying to fill a hole in your soul that no amount of ‘stuff’ will ever fill.

Furthermore, tracking has a ripple effect.There was a fascinating Australian study where participants wrote down every purchase, with surprising results.

Not only did their financial lives improve, but they also smoked and drank less, ate less junk food and even found they were more productive.

“As people strengthened their willpower muscles in one part of their lives — in the gym, or a money management program — that strength spilled over into what they ate or how hard they worked,” the study discovered. “Once willpower became stronger, it touched everything.”

Tracking your spending, it turns out, is a great gift to give yourself this holiday season.

I’d love to hear what you discovered by tracking your spending. Share a comment below.

Learn More!

I Am Writing

Written by Barbara Huson

If you’ve been following me for any length of time, you know that I’m writing my 7th book, Rewire for Wealth. My publisher’s given me a very tight deadline. With holidays looming, I’ve decided to take a short break from my weekly blog.

But, I don’t want to leave you, my loyal readers, without some weekly encouragement so my wonderful assistant, Lynda Jo, will be posting past blogs you may have missed—or, as is so often the case, you need to review again (it’s amazing how things will land in your inbox just when you need them). You’ll also see updates on my writing progress.

Here’s the first encore from August, 2018.

My Personal Experience in Rewiring

I’m making myself crazy. I’ve been doing it for months. Ever since I decided I was ready to birth my next book. In a fit of over-zealous optimism, I gave myself till summer’s end to finish the proposal.

Well, summer is quickly coming to a close. My proposal, however, is nowhere near completion. Not even close. I’ve been beating myself up—unmercifully—for missing my goal.

I’m a big believer in setting deadlines. They’re terrific tools for staying on track. But, I’m recognizing, there’s a major downside to made-up deadlines.

The trouble comes when I don’t meet them. Rather than rethink the timing, I scold myself severely for screwing up.

Oh the absurdity of artificial deadlines! Yet, on reflection, I realize I’ve done this my whole life.

In fact, I suddenly realize, it’s actually a habit that’s been hardwired in my brain. And the very thing I’m writing my book about—3 steps to rewiring the brain—is precisely what I need to put into practice. Yes, there’s hope!!!

I’ve already begun the 1st Step: Recognize. I clearly see that chastising myself for falling short of an arbitrary deadline is unhealthy, unproductive and habitual. Sure, deadlines can be motivating. But self-flagellation is no way to foster creativity.

Now, the 2nd step, Reframe. I need to see this differently. Looking back, I realize (big sigh!) proposals always got written, projects always got completed…just not on my schedule. Instead of defying the current, what if I deferred to Divine timing? Only in hind sight can I possibly know what’s actually in my own best interest.

Finally the 3rd step, Respond Differently. I make a promise to myself. From now on, if I’m feeling stuck, if doors stay closed, if nothing flows freely and it ceases to be fun, I’m viewing these as indicators that it’s time to surrender and reassess rather than doggedly pursue a rigid decision.

The essence of my rewiring experience boils down to this: I’d rather live with the tranquility that comes from trusting a Higher Power than the stress of self-imposed pressure.

Are you still pursuing a goal that’s past its “expiration date”? Why? Leave a comment below.

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Blog

Are You an Underearner? Part 1

The Lesson at the Liquor Store

The Empress’s New Clothes

Is Money a Pressing Priority?

Ready to Rewire for Wealth?

A Spiritual Approach to…Affluence?

A Radical New Way of Making New Year’s Resolutions

Why You Probably Suck at Receiving

Consciousness Raising While Holiday Shopping

I Am Writing

My Personal Experience in Rewiring

Meet Barbara Huson

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