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Beginner’s Guide to Surrender – The Final Steps

We’re coming to the end of the Beginners Guide to Surrender.  You’ve learned about:

#1-Eliminating all but the essential

#2—Allowing uncomfortable feelings to surface

#3—Reassessing, Reevaluating

#4—Receiving Consciously

And now (drum roll, please….) the final two steps.

 

Step #5—Enjoy yourself

Surrender doesn’t need to be so serious. In fact, it shouldn’t be. I believe fun factors heavily in healing. I set an intention to include lots of play and pampering into my schedule, to be vigilant for opportunities to nourish myself. My boyfriend moved in, and what a joy he’s been.  I have regular massages.  I work out religiously at the gym. I visited my kids and my grandkids. I made plans to go to Sedona with friends. I’m always looking for a good laugh or a big hug, whatever lights me up.

Step # 6: Do what comes next

I’m convinced, as I follow these steps, opportunities, often disguised as coincidences, will arise. In fact, I’m counting on that fact. My job is just to do what’s next, grabbing whatever the Universe tosses my way. I’m still in thick of surrender, but I swear, I see light at the end of the tunnel. I’m just not sure what I’ll find in that light.  But I trust it will be glorious! Not necessarily glitzy or grandiose. But deeply satisfying and truly meaningful.  Oh what a grand adventure life is!

Signals of surrender

How do you know when it’s time to surrender?

In my case, I just felt ‘blah’, squeezed dry, devoid of creativity, lacking the passion that once was so prominent.  These feelings sort of snuck up on me, caught me by surprise, sometime last summer.

My coach, Martha Lynn Walker, suggested I take a retreat, get a way for a few days. I did and blogged about it earlier – https://www.barbara-huson.com/its-a-miracle/

I returned reinvigorated, back in the groove. Or so I thought. A few months later, my business partner and I split up. At that point, I really felt lost.

I knew, right then, my “blahs” and the break-up were more than isolated incidences. They were wake up calls, signals from my soul, sending me an urgent message: Stop what you’re doing; Pay attention; there’s something you need to know, but you must be quiet enough to hear it.

I wonder how many of you are receiving similar messages, alerting you to the fact  you’ve somehow drifted  off purpose or  perhaps your direction may be morphing into something altogether different. I wonder how many of you haven’t a clue what to do.  Or are horrified at the very thought of taking time out. Well, my friends, I’m here to help.

Coming up next: a Beginners Guide to Surrender

Sweet (?) Surrender

You may have noticed. There’s been a big gap between my last blog and this one. What a perfect metaphor!!

For months now, I’ve been literally living in the Gap.  Last December, I ended one phase of my life (my business partnership) but to date, haven’t begun the next phase (still being determined).

However, instead of forcing things into focus, I decided to consciously Surrender. Allow the future to unfold at its own pace, in its preferred direction.

This is not a tact I’d normally take.   I’m a go-getter kind of gal.   Surrender, to me, had negative connotations, something to be avoided by anyone with any ambition. Or at least that’s what I thought…

…until I began interviewing women who made millions. Making millions was my new goal, and the idea for my next book.  In the course of those conversations, however, I stumbled on a startling revelation.

Every woman I interviewed experienced a sort of limbo, or ‘time-between,’ just before she started making millions. They all described spending somewhat lengthy periods in the unknown, tolerating (though not enjoying) the uncertainty, allowing things to fall apart without rushing to put them back together

I saw how these Time-Outs served an essential role in their eventual triumphs because they used them, as one woman put it, “to regroup and come back stronger.”

These Surrender Points were often precipitated by an outside event—anything from a painful loss to a life threatening illness—though sometimes, the women themselves deliberately chose to step off the grid. I much preferred to follow in the latter’s footsteps… surrender and regroup–by design, not default.  It’s been quite a ride!

I intend to use my blog, at least for a bit, to explore this whole notion of surrender, share my experiences with you, and most of all, hear from those of you who’ve done something similar.

I’m beginning to think it’s time we stop avoiding the void.



Tiger’s Teachings

As embarrassing as it is to admit, I’m going to say it anyway. I’m enthralled by Tiger Wood’s shenanigans.

I’ve been reading everything about his sordid affairs, shamelessly devouring any article I can get my hands on.

At first I berated myself for such prurient fascination. But then I realized why this guy had my attention.  It’s because, as the Wall Street Journal explained last Saturday, Tiger’s story is “a seismic cultural event.” Ok, maybe that’s overkill. But think about it….

Underneath Tiger’s escapades, is an explicit message from the Emerging Paradigm; a paradigm that exploded into being last year, just about this time.  Remember?

That’s when the global economy plummeted almost overnight. That’s when we learned that no one–or nothing–is too big to fail.  That’s when we witnessed a sudden, swift, and dramatic fall from grace for those living out of integrity.  .    Think Bear Sterns or Bernard Madoff; think a rash of regional banks that made ridiculous loans to people who couldn’t afford them.

In the flash of an eye, those institutions or individuals who were not living in alignment with the highest truth–who were spending more than they had, who were creating products they didn’t understand, who were fudging the rules or blatantly ignoring them—publicly and painfully suffered the consequences.

Enter Tiger Woods, a striking reminder that even though the economic crisis is easing, we are, nonetheless, being ushered into a New Era. And, the #1 rule for thriving in the New Paradigm is this: Lasting success demands a life of Integrity.

The word integrity comes from the Latin root, meaning wholeness or entirety. Integrity demands that our words and deeds consistently reflect our deepest truths, highest aspirations, and most cherished values.

As I see it, this may be Tiger’s true legacy. This is the gift we can take from his gaffes. Each one of us needs to ask ourselves: Where am I living out of integrity? What are the lies I’m telling myself? What truth don’t I want to see?

Powerful questions to ponder.  You can be sure that I plan to ponder them as I step into the New Year. What about you?

It’s a miracle!!!

I sat down to write my December newsletter last week.  I intended the subject to be “Creating a Life Vision”…you know, with the new year around the corner.

But the first words I typed took me by surprise:

“I’ve been feeling restless lately. Unsettled. Out of sorts.”

That’s not at all what I’d expected to say! And you know what? I love when that happens….when writing turns into a voyage of self discovery. I decided to let the words flow and see what unfolded.
“Whenever I feel like this,” I continued, “it can only mean one thing. I need time to reflect…to hear what my soul is yearning to tell me.”

I promise you, that wasn’t what I wanted to hear…even though I knew it was the truth. I was craving solitude, but had no time for a time out. I had a gazillion things to do before I flew to Mexico for Christmas, including a business trip to the east coast.

And then my fingers, flying across the keys, made a pronouncement.  They (my fingers, not me!) publicly committed “to take time out, this month…even though at this moment, I have no idea how I’ll do it.”

I’m here to tell you, I was ready to hit the delete button on that one. There was virtually no room in my schedule for a retreat.  But I went ahead and sent out the newsletter. Then the damnedest thing happened.

The next day, I got an email from the East Coast client with the subject heading: No Travel. They cancelled the event, at the very last minute.

Suddenly, I had a few unscheduled days.  Instead of filling them with busyness, as I normally would, I sunk into the empty space like a tub of warm water, soaking in the luxury of unstructured time.

I share this with you because I promised to blog about it. But also, I share this as a reminder… not only of the power of commitment, but also the often pointless effort of trying to figure out how something’s going to happen.  My experience proves what Johann Wolfgang von Goethe  told us long ago:

“The moment one definitely commits oneself, providence moves too.

All sorts of things occur to help one that would never otherwise have occurred.

A whole stream of events issue from the decision, raising in one’s favor all manner of unforeseen incidents and meetings and material assistance which no man (or woman) could have dreamed would have come his (or her) way.”

Don’t you just love when miracles occur? Do you have any you’d care to share?

Fear & Resistance: Cracking the Code

I did it!  I actually did it!  I showed My Man my financials…and he did the same.

And you know the biggest lesson I learned (yet again) from all this?  The fear of doing is always worse than the actual doing! Now, in hindsight, I wonder, “what the hell was the big deal anyway??”

The second biggest lesson: resistance wanes the closer you get to the root of it. The moment I realized it was my childhood fear of feeling different and not being accepted, those old demons didn’t seem nearly so threatening.

So here’s what happened:

We were sitting around the kitchen table. He had just made me eggs.  (Gotta love a man who cooks!!)  I showed him the recent blog about my old journal and my epiphany. (My Man…My Money…and Me)

He read it thoughtfully, then looked up at me and said, ever so gently:  “I totally understand.”

Without even thinking, I walked to the stack of mail on the kitchen counter and tore open an over-sized envelope. How perfect that my August financial statements had just arrived the day before. I pushed aside the dishes, spread out the papers, and said, “This is what I have.”

He listened, asked a few questions, and told me he was proud of the way I managed my money, especially given my history. Then, he described what he had in each of his accounts, I asked a few questions, and praised him for being so responsible.

I got up, washed the dishes, and we took a walk. That was it. It was a non-event.

But at the same time, it was clearly a turning point. We each realized, without saying a word, we’d taken our relationship to a new level of intimacy and trust.  And it felt really good!

 

What Are You Afraid Of?

I just ran across a blog…and am eager to share it with you.

Admittedly, I “ran into” it  because the writer credited my book, Secrets of Six-Figure Women, for motivating her to blog. (Google sends me an alert whenever my name appears on the web.)  But enough about me…

If you’re looking for an extra shot of courage, I urge you to visit  http://amanda-whatareyouafraidof.blogspot.com/ Especially if you’re an aspiring writer…or an aspiring whatever….

All her life, Amanda wanted to be a writer…but never did anything about it, other than make excuses for why she couldn’t.  After reading my book, however, she had an epiphany–she was just plain scared…of failure, of rejection, of not doing it right, of what others would think.

At that moment, Amanda realized, “We would rather stay exactly where we are—even if we’re miserable—because the thought of taking a risk and shaking things up scares us far more than a life of being comfortably numb.”

And at that moment, Amanda knew she had the “perfect subject for a blog—fear.”  She started blogging with 2 goals in mind: 1) to overcome some of her fears, and 2) help others do the same.” And you know what? She’s actually doing it!!!

If you’re wrestling with fear (and who isn’t, to some degree?), I invite you to check out  Amanda’s blog and let me know what you think!

 

My Man…My Money…and Me

I think I just hit pay dirt…the reason I’ve had such trouble talking money with My Man.  It happened last night.

I’ve been an avid journal writer since the 5th grade. Every once in a while, I’ll go to the big cardboard box that holds my old journals and randomly pick one to read.

Last night, I selected a green spiral Mead notebook. It was from 1993… a very painful period when I was struggling with money…not long after the government told me I owed them over a million dollars (for back taxes my ex didn’t pay, for illegal deals he got us in).

As I read what I wrote on February 7, 1993, my jaw dropped:

I think I just made a discovery. Why I have money problems. Watched a video with Susan [a girlfriend]. A woman comes on who says she’s having trouble with finances because she’s afraid people would be jealous if she had too much.

“Susan looked at me. “Can you relate to that,” she asked?

“Could I!!! I instantly felt the shame and secrecy of having money growing up, of being different from everyone else…and the almost pride I now feel when I talk about all my money problems. I can see how my need to be like others, to be accepted, has me sabotaging my success.”

I’ll be damned! The same discovery…16 years later! I had forgotten how self conscious I was, as a kid, about being rich. Sure there were advantages to living in a big house, having a famous father. But, at the same time, I was embarrassed.  I never felt like I fit in. I was never quite sure if people liked me for me, or because of my family. I was always trying so hard to be just like everyone else. If I’d ever told anyone how I felt, which I rarely did, they’d always say: “Gee, I wish I had your problem!”

No wonder I was so scared to reveal myself to My Man. It suddenly made sense. In fact, writing this now, it seems downright obvious. I’m afraid of being different from him…of not being accepted.

Isn’t it astounding, how unconscious, irrational fears like these take hold with such an irrepressible force, it feels like we’re going against gravity?

So, here’s my current question: Now that I’m enlightened, will the conversation be easier? I’ll definitely let you know!

Barbara Stanny

The leading authority on women & money
[email protected]
www.barbarastanny.com

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16 Things I Wish I Knew About Money When I Graduated College

If you have built castles in the air, your work need not be lost;

that is where they should be. Now put the foundations under them.
Henry David Thoreau

Had a brief, but interesting conversation while shopping  in Costco with My Man and his son a few days ago. His son, a senior in college, is a sheer delight. He’s ambitious and charming, with a vivid imagination and a quirky view of life. We were walking down the home furnishing aisle when he made an announcement.

“I’m going to live in a Castle one day, “ he declared, and proceeded to describe how it would have a gym, a pool, a hula hoop court (he’s an amazing hooper!), and all the amenities castle’s typical have, including lots of turrets. The boy was dead serious.  I was intrigued.

“Good goal,“ I assured him, and meant it. But even more, I saw it as a wonderful metaphor for the big dreams many college kids have for life  after graduation.  Problem is, like most his age, he hadn’t really thought through how to make it happen.

“If you start now,” I suggested, “You can definitely make it happen.”  He asked for my advice. I was ready to give it, but standing in the middle of Costco, there were too many distractions.

So this blog is meant to help him (and anyone else) build a firm foundation under their future castles.

16 things I wish I knew about money when I graduated college:

1.     If you can’t afford something, don’t buy it. Delayed gratification is the gateway to wealth (and a sign of maturity).

2.     Despite what you’ve heard, money is NOT power. Money is simply a tool. The trick to getting the most out of any tool is to know how it works and to use it responsibly.

3.      Understand the miraculous power of compounding—where your money earns interest, then your interest earns interest, and then that interest earns interest, and before you know it, you’ve got a lot more than when you started.

4.     Make savings a habit. Every month, have a small amount–say $5 to $10–automatically transferred from your checking account to a savings account.

5.     Consistent savings, no matter how tiny, adds up quickly.

6.     Always have a Safety Net…just in case—accumulate at least 6 months of living expenses, to be used for emergencies only.

7.     Create a Fun Fund for short-term purchases, like a ‘gotta-have’ video game or a weekend getaway—open a separate savings account, or simply drop spare change in a jar.

8.     Begin now building good credit. Apply for a credit card and use it responsibly, which means paying it off every month  (refer back to #1!)

9.      Never, I mean NEVER, get into credit card debt (not for a castle or the carpet or even a couch).  Mounting credit card bills destroys your peace of mind and your quality of life. What good is a castle if you can’t enjoy it?

10.    Keep your checkbook balanced. Even better, put everything on Quicken. Clarity (knowing precisely how much you have) is power.

11.     Learn about investing. Take a class. The only way to make sure your money grows (enough to buy a castle and also maintain it!) is by putting at least some of your cash in long term assets (like stocks & bonds) that will grow faster than inflation and taxes will take it away.

12.      Never invest in anything you don’t understand. Otherwise, you won’t know what you’re buying; you won’t know when to sell; and you can’t accurately evaluate the advice you’re given.

13.     Don’t put off investing until you’re older. If you start now, regularly investing small amounts (in mutual funds), that money will grow into millions. Really!!!

14.     Own and respect your value. Never settle for less than you deserve or desire. Always ask for more than feels comfortable.

15.     The biggest financial risk you can take is to ignore your money, and do nothing at all.

16.     Read biographies of wealthy, successful people. They’ll inspire you to think bigger about what’s possible, and give you the fundamentals for making it happen.

That’s my advice. But it’s certainly not a definitive list. I’d love to hear from others. What would you add?

Barbara Stanny

The leading authority on women & money
[email protected]
www.barbarastanny.com

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Sharing Financial Statements… Sort Of!

I sent him my blog the moment it was posted… the one about  sharing our financial statements before he moves in.  I made him read it while still on the phone.  I was nervous for his reaction.  After all, I was  putting him, and our relationship,  in the (kind of) public eye.  His response was typical of a man with high self esteem.

“This is great,” he said and meant it.

“So,“ I said taking a deep breath, “Do you want to have The Talk?”

“Sure,” he replied without hesitation. “Let’s do it this weekend.”

Two weekends later, we still haven’t “Talked.”  My Man and I are extremely close.  We discuss everything, unabashedly.  Yet when it comes to money, we keep tip-toeing around the topic.

What we’ve done is have a tepid conversation sprinkled with some tiny revelations.  I threw out a vague number about how much I’m worth.  He did the same.  I mentioned something about diversifying my assets, but being heavy in cash.  He, in turn, shared his disciplined approach to making retirement contributions.   He even said he’s looking forward to seeing how I’ve invested.  But we’ve both been reluctant to reveal specifics.  I consider the conversation we had a good starter step.  But why haven’t we ‘gone all the way?’

Truthfully,  I’m mystified by my avoidance.  All I have to do is take my latest financial statement out of the folder, hand it to him, and say “Here it is.  Let’s talk,” and there’s no doubt in my mind, he’d do the same, in a heartbeat.  But I haven’t.

Reminds me of the letter to Ann Landers from a woman who wanted to ask her boyfriend to help pay for her birth control, but didn’t feel she knew him well enough to ask!

I laughed when I first read that.  Sure, it’s scary for most people  to talk money.  But I never put myself in that category!!!  I mean,  for the last 12 years I’ve been writing about money, consistently telling women:  “It’s our secrecy and silence that keeps us stuck.”

Now, here I am, doing the secrecy-and-silence-thing… and I’m truly shocked. Is it because he’s so resistant?  Or is that my projection?  Does our mutual reluctance come from our disparity in income?  Or is there a lot of old baggage weighing each of us down?

I think it’s time to walk my talk!  Stay tuned.  As always, your insight and advice is welcomed.

Barbara Stanny

The leading authority on women & money
[email protected]
www.barbarastanny.com

Sign up for Barbara’s free newsletter at

https://www.barbara-huson.com/inner-circle-join.html

Twitter Barbara at: http://twitter.com/barbarastanny

Meet Barbara Huson

When a devastating financial crisis rocked her world, Barbara Huson knew she had to get smart about money… and she did. Now, she wants to empower every women to take charge of their money and take charge of their lives! She’s doing just that with her best-selling books, life changing retreats and private financial coaching.

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